360° Loan Management Platform

Monami Tech’s Loan Life Cycle Management System ensures effective credit origination to help financial organizations take an informed decision on a potential disbursement. We offer a unified platform that allows banks to prepare and process credit submissions through systematic evaluation of risk appetite and relevant commercials. Our cutting-edge technology provides a seamless integration experience across a full range of activities needed for a loan approval.

Designed for modern lending practices, all facets are covered through our system. From loan origination, credit decisioning, disbursement, tracking, and closure, our systems encompass the entire loan lifecycle. Aimed to mitigate risks and further enhanced the institution’s loan portfolio, we offer tools for back office activities as well as for the end user. We will work with you to provide the best solution after understanding the project scope.


Key Features

KYC ratification

Advanced scoring engines applied via APIs (including social media analytics)

Easily configurable underwriting processes

Advanced risk-pricing capabilities

Loan application, disbursement and repayment methods

Tracking and closure of loans




Helps institutions with onboarding low-income individuals without the need of spending a vast amount of resources trying to bank the unbanked.


A vast range of APIs available; option to plug into other services is easy and endless making scalability limitless.


We deliver highly efficient origination processes that deliver faster time-to-market.

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Key Business Benefits

Faster Customer Onboarding

Efficient Loan Processing

Instant credit decisioning

Improved Customer Experience